Category: Personal Banking

So You’ve Bought Your First Home: Savings 101

first home

Congratulations! You’ve taken a big step in your financial future by purchasing your first home. As a new homeowner, you may be worried about the chunk of change you just spent, and your bank account may be looking a little slim right now. Luckily, Iowa State Bank & Trust Company is here with a few

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America Saves Week

America Saves Week begins on Monday, February 26, 2018. This event is the product of the America Savings Educational Council and is strongly supported by all financial institutions in the state of Iowa. This program seeks to motivate, encourage and support households, as well as individuals to save money and build wealth. It is built

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Tis the Season…

Online shopping safety tips from MS-ISAC (Multi-State Information Sharing & Analysis Center): As Cyber Monday and the season for online shopping quickly approaches, it’s worth taking a few moments to ensure you’re not giving the gift of your personal or financial information to online criminals! Identity theft, scams, frauds, and malware infections are serious problems

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The DO’s and DON’TS of Using Credit Cards

Using a credit card is a great stepping stone to help boost your personal credit history. By proactively managing your ongoing finances, you can showcase to potential lenders that you know how to fulfill your repayment promises. What many people don’t know, is that simply having a credit card does not automatically indicate an increase

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Banking with Booth

For me, the most rewarding and satisfying part of my job has always been helping people buy that special ride they’ve been looking for, their kids’ first car, or if you’re like me, it’s simply time to upgrade a little. I’ve been doing this for a while now, and I have to tell you, it

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Community Banking: Why It’s a Wonderful Life

As the seasons begin to change, and the holidays approach, our team at Iowa State Bank would like to share all the wonderful reasons we are grateful to be a community bank. Just like Mr. George Bailey, in the classic tale, It’s a Wonderful Life, we have found countless people and experiences that make our

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The Real Cost of a Fixer Upper

Throughout your real estate search, you’ve probably asked yourself the infamous question, “What would Chip and Joanna do?” With HGTV’s Fixer Upper series gaining popularity, more and more families are looking to buy inexpensive fixer uppers to fulfill their home buying dreams. Filled with projects, setbacks, and endless design potentials, these diamonds in the rough

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10 Ways to Save Money in College

With delicacies such as ramen, easy mac, and PB&J, college doesn’t always seem as glamorous as it is in the movies. Learn how to build up your bank account this year with these helpful savings tips courtesy of Iowa State Bank! We’ll show you how to make the most of your dining dollars, classroom supplies,

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The Most Common Phishing Scams and How to Avoid Them

Phishing is a common term for the unfortunate schemes hackers and online criminals use to lure users into giving their personal information. Typically disguised as familiar online activity, these scam artists have cleverly found several distinctive ways to attempt to trick YOU into handing over your private details. Be on the lookout for these common

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