You’re busy, and we understand that. Between work, your family and what feels like a million other things, sometimes effectively managing your finances doesn’t make it to the top of the priority list. But having organized finances makes managing your finances easier and helps you get into a routine. Iowa State Bank is here to offer you some tips that will make managing your finances easier.

Start Maintaining a Monthly Schedule

For the most part, the bills you receive every month come at a certain time and have a certain due date that doesn’t change drastically from month to month. By developing a monthly schedule that tells you when bills need to be paid, and how much you need to pay each month, you can find out where you can save for an unexpected expense.

Organize Your Documents

This strategy is really no different than what you used to do in school by dividing materials for different classes into different folders. If you know where everything is, you’re likely to have fewer problems managing your finances. Develop a system to help you organize your different monthly bills, like your credit card statements, student loans or mortgage paperwork, and store paperwork related to those materials in their proper place each month.

Technology is a Big Help

Whether it’s receiving e-statements so you have a copy of your bank statements in your email inbox or using our online banking and bill pay services, Iowa State Bank offers services to make banking easier. These services allow you to set up recurring payments for bills and to check your balance with a simple login to our secure system.

Iowa State Bank wants to make your banking experience simpler. We offer several online banking services to help make managing your finances easier. And if you use these tips, you can help make things easier for yourself, too. If you want more advice about organizing your finances, please contact us.