Category: Personal Finance

Why Checking Your Credit Score Matters

Across television ads, online banners, and even chit-chat among relatives, the phrase, “Check your credit score,” seems to be popping up everywhere. If something so important needs constant reminders, why does it have such a key importance in your personal finances? Well, the truth is that it doesn’t, your financial actions do. A credit score

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Banking with Booth

For me, the most rewarding and satisfying part of my job has always been helping people buy that special ride they’ve been looking for, their kids’ first car, or if you’re like me, it’s simply time to upgrade a little. I’ve been doing this for a while now, and I have to tell you, it

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Red Flags to Look for on Your Credit Score

Everyone and their brother seems to be sharing the importance of checking your credit score, but once you have the information, how do you actually know what it means? At Iowa State Bank, we want you to not only have the information about your personal finances but be able to understand and act upon it

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Three Things to Look for in a Starter Home

If you’re in the market for your first home, congratulations! Becoming a homeowner is an exciting step on your financial journey. At Iowa State Bank, our dedicated mortgage lenders are here to help you find the best financing option for your new home. Remember to stop in and secure a pre-approval letter before you start

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7 Items Worth the Splurge

When you make your savings plan, you often don’t think about the things you should spend extra money on. While scrimping on other items such as groceries or kids clothes could help you in the long run, there are some expenditures that could cost you in the future if you don’t pony up for the

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Water Your Lawn & Your Wallet Too

If you’d like to grow your landscape and your finances this season, Iowa State Bank has the perfect tips for you! To jumpstart this warmer weather, we’re excited to share our top tips and tricks to maintaining a healthy lawn and garden without digging to deep into your budget: Seed your lawn early on. Get

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5 Financially Savvy Ways to Use Your Tax Refund

Getting your taxes done early not only takes one more thing off your to-do list but further allows you to start planning for the future. Working with your tax professional, determine how much your family may receive this year from a tax refund. No matter the amount, we recommend putting it towards your financial goals

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The Best Financial Quotes and How to Use Them

There are endless famous quotes amongst Facebook newsfeeds and Reddit threads, however, time and time again people seem to hold fast to their favored stand-bys. For topics ranging on everything from love to education, the wise words of others seem to implement a perspective in our lives that may be left vacant otherwise. To help

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Can You Really Save on Travel: True or False?

Checking numerous sites for the best deal can be labor-intensive, and potentially counterproductive. With many American travelers turning to vacation book sites and apps, Iowa State Bank is curious if they really save you money. After thorough research, we’ve discovered these four truths to successfully budgeting your next getaway: TRUE: Travel sites offer money-saving opportunities.

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The Cost of Kids: How to Plan for Your Growing Family

At Iowa State Bank we understand that adding to your family may not only be an emotional decision but a financial one as well. With the growing costs of childcare alone, it’s important to have a well-rounded plan for covering the expenses of your expanding household. In order to plan most effectively, we recommend structuring your

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