Category: Budgeting

10 Ways to Save Money in College

With delicacies such as ramen, easy mac, and PB&J, college doesn’t always seem as glamorous as it is in the movies. Learn how to build up your bank account this year with these helpful savings tips courtesy of Iowa State Bank! We’ll show you how to make the most of your dining dollars, classroom supplies,

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7 Tips to Decrease Your Gardening Costs This Season

Gardening season is upon us! Whether you’ve been gardening for decades or are flexing your green thumbs for the first time, save some green as you grow it this spring with these helpful tips from Iowa State Bank & Trust: Study the sun. You can burn hundreds of dollars by accidentally placing plants in areas

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Ultimate Guide to Yard & Garage Sales

With pockets full of dollar bills and a list of dream finds in hand, serious garage sale goers are perking up for the upcoming season. Become a pro deal-spotter by harnessing some of their top tricks of the trade! Check for warranties: Even if they’re dinged or damaged, goods by brands like Craftsman and Chaco

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How-To Create Your Emergency Fund & When To Use It

Creating a structured savings plan is one thing that can set apart the financial dreamers from the financial doers! By setting strict guidelines to your goal, and ensuring the correct follow through with a backed up savings plan, you can be certain of your success in accomplishing your future achievement! One of the biggest obstacles

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Basketball Budgeting: Game Winning Financial Tips

Basketball season is in full swing and there are many comparisons to the sport that can apply to building your own personal budget. From knowing when to pass an expense, to hitting a three with an unexpected bonus, budgeting is a lot like basketball. Learn how to win at structuring your finances with this helpful

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How-To Make the Most of Your Finances with our Online Tools.

Technology is a constantly evolving medium, and we’re continuing to grow with it! At Iowa State Bank & Trust Company we offer a variety of digital tools for our customers. Take a look and discover a new way to manage your finances through our online technology! Online Banking: Conveniently access all your banking accounts through

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Start the 52-Week Savings Challenge!

Whether it’s a house, a new vehicle, or other lending options, having a down payment is always a great first step.  In this 52-week challenge you will begin saving a little at a time to accumulate $5000 this year! Here’s how it works, every week you deposit a different amount into your savings account. As

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From Plant to Pour: 10 Steps to Coffee Consumption

Whether it’s iced, pressed, decaffeinated, or steamed, coffee in the United States is a staple in the daily routine of over 50% of the population. For energy, for social gatherings, or for the sake of routine, consumption of caffeinated brews create an $18 billion industry in the U.S. each year. However, after the average cup

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Shrinking Student Loans

Over 40 million Americans utilize student loans. Across the country that adds up to be over 7 billion dollars in national debt, second only to mortgages. Take another look into your finances with these student loan tips courtesy of Iowa State Bank! Choose your loans wisely: Calculate the cost of the necessities – tuition, room

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