FAQs about IRAs

IRA

An IRA is an individual retirement account that is used as a tool for people to earn and earmark funds for retirement savings. Retirement may seem far away, but the earlier you start the save, the better off you’ll be! These accounts can hold more money than any other type of retirement account. You have

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5 Fun Money Challenges to Try

fun

Finding different ways to save can be tough, however, we want to encourage you to stay on track and jumpstart your finances. With these fun money challenges, you can push yourself to become the savvy saver we know you can be!   52 Week Face Off Instead of changing your spending habits overnight, try this challenge.

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Ways You Can Teach Your Kindergartner About Finances

finance

Finding ways to make money fun can be difficult when working with your little one. However, starting money management off right when they’re small is a must! Use these tips and tricks to teach your kid to be a successful money master. Utilize Clear Jars Use a clear jar to allow your child to see

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Savings Tips for College Students

savings

Exciting adventures wait for you while away at college. However, your spending habits may put a damper on the fun. Don’t become one of those students who falls into a deep hole of debt. Stay afloat with some of these simple tips you can implement today! Avoid Late Fees Late fees sneak up and build

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Cyberbullying: What to Know as Your Kids Start School

bully

Cyberbullying is not fun to talk about. With school creeping up, technology and social media use will be on the rise. Talking about cyberbullying to make your child or children aware of the subject is a step in the right direction. What you may not know is that cyberbullying is any type of harassment, taunting,

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Back to School Savings Tips

school

Back to school shopping can be dreadful. Trying to buy new school supplies for your kids or yourself can be crazy expensive. Luckily, these 5 saving tips might just be the key to school supply shopping success. Do a Closet and Supply Sweep Don’t be alarmed, but there may be school supplies lying around your

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What to Consider Before Adding a Furry Family Member

pet

As we’re all obsessed with the adorable puppy pictures on Instagram and kittens in cups, it’s easy to understand why we’d want one of our own. However, whether you’re looking to teach your children about responsibility or just want a furry family member, there are a few things you should consider before making the addition.

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Karl Metcalf Graduates From Graduate School of Banking at Colorado

BOULDER, COLO. – Karl Metcalf, Vice President of Iowa State Bank & Trust, recently graduated from the Graduate School of Banking at Colorado (GSBC), a 25-month banking school which provides management and leadership training for community-banking professionals. Metcalf finished among the top 10% of 164 graduates during the 68th Annual School Session, hosted July 15-27

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So You’ve Bought Your First Home: Savings 101

first home

Congratulations! You’ve taken a big step in your financial future by purchasing your first home. As a new homeowner, you may be worried about the chunk of change you just spent, and your bank account may be looking a little slim right now. Luckily, Iowa State Bank & Trust Company is here with a few

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