Category: Savings

4 Ways You Can Budget With an Irregular Income

If you work sales, freelance or are self-employed, you have a major issue to contend with when it comes to personal budgeting—an unpredictable income. While this can make it hard to plan your monthly spending, it’s not completely impossible. Today, Iowa State Bank & Trust Company of Fairfield would like to offer you these tips

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6 Ways to Save on Your Study Abroad

Are you or your child dreaming of learning of abroad, perhaps on the coasts of Spain, or the mountains of Italy? As a young adult now is a perfect time broaden those horizons, and explore new lands while continuing an education. Unfortunately, all of these great experiences don’t come for free! If you’re searching for

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Why Your Child’s Allowance Should be Tied to Their Chores

There are literally thousands of how-to’s and self-help books for parents, but truly the only real way to learn how to raise a child is to do it! Luckily our growing team of parents at Iowa State Bank have some true hands-on experience when it comes to upbringing and explaining money management to little ones.

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Saving for Tuition 18 Years in Advance

After you get to see those little eyes open, it’s like a whole new world has unfolded before you. When you’re elbows deep in changing diapers, cleaning up whoopsies, and trying to sleep more than four hours a night, the last thing on your mind is college savings. At Iowa State Bank we understand the

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Money Advice Gone Wrong

Sometimes the best intentions can lend themselves to producing the worst results. While many friends and family members may offer quick solutions to your financial anguish, often times, the best education, is understanding those lessons first hand. At Iowa State Bank we’d like to showcase several of the most common pieces of advice we hear,

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7 Absolutely FREE Activities for the Kids

Whether it’s during the summer or after school, keeping your children occupied takes a truly creative mind! This season, Iowa State Bank is excited to share some of our favorite and affordable activities for all of your little ones to enjoy! Take advantage of your local library and their summer and afterschool programs. Even if

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5 Affordable Summer Vacations

One of the best things summer brings, aside from the beautiful weather, is time to enjoy with your family. Whether that’s planning a fun weekend adventure, or carving out a week to go exploring, your kids are sure to remember these getaways for decades to come. After years of trial and error, we’ve discovered some

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Why Checking Your Credit Score Matters

Across television ads, online banners, and even chit-chat among relatives, the phrase, “Check your credit score,” seems to be popping up everywhere. If something so important needs constant reminders, why does it have such a key importance in your personal finances? Well, the truth is that it doesn’t, your financial actions do. A credit score

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