Category: Saving Money

So You’ve Bought Your First Home: Savings 101

first home

Congratulations! You’ve taken a big step in your financial future by purchasing your first home. As a new homeowner, you may be worried about the chunk of change you just spent, and your bank account may be looking a little slim right now. Luckily, Iowa State Bank & Trust Company is here with a few

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Wedding Waivers – Ways to Cut Costs for the Big Day

wedding

Say ‘I Do’ to savings and “no” to debt on your big day. Weddings can grow out of control and expensive in no time when the planning begins. That’s why it’s important to learn savvy ways to save before you walk down the aisle. Luckily, Iowa State Bank & Trust Company offers a few creative

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3 Keys to Managing Your Money When You’re Self-Employed

self employed

If you’re similar to 10 percent of the active American workforce, you are self-employed. Those who enjoy going into business for themselves find a great degree of freedom and empowerment. You have more value for your work, no uniforms, get to choose your customers, not to mention unlimited vacation days. However, these benefits can be

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The Lessons of a Lemonade Stand – Teaching Your Children the Fun Way

lemonade

Warm, sunny weather calls for a glass of ice cold lemonade. Now that the kids are out of school and looking for activities to entertain them, now is the perfect chance to teach them a little about finances. Here are a few quick tips to help teach your children how to be fiscally responsible. Have

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Can You Save on Groceries From Gardening? What You Should Know Before Digging In.

Gardening isn’t for everyone, but if you are looking for ways to cut down on one of your greatest expenditures, your own home garden might be a great place to start! You don’t need to be a Master Gardener to see returns on getting your hands dirty. However, it helps to know a thing or

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America Saves Week

America Saves Week begins on Monday, February 26, 2018. This event is the product of the America Savings Educational Council and is strongly supported by all financial institutions in the state of Iowa. This program seeks to motivate, encourage and support households, as well as individuals to save money and build wealth. It is built

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Understanding the Psychology Behind Spending

The words “budget” and “exercise” can often be put in the same category—both are necessary for a healthy lifestyle but are far from fun. If you have trouble sticking to a budget, you’re not alone. There are some very powerful reasons why human beings feel compelled to spend money—and there are some things you can

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