Category: Education

Savings Hacks for College Students

graduation-cap

While college remains one of the best ways to invest in yourself and your future, the cost of attending college continues to grow. Developing strong saving habits can help reduce financial stress and better prepare you for life after graduation. Set a Budget Creating a budget is the first step in any successful savings strategy.

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Back to School Savings Tips

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Back to school shopping can be dreadful. Trying to buy new school supplies for your kids or yourself can be crazy expensive. Luckily, these 5 saving tips might just be the key to school supply shopping success. Do a Closet and Supply Sweep Don’t be alarmed, but there may be school supplies lying around your

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Karl Metcalf Graduates From Graduate School of Banking at Colorado

BOULDER, COLO. – Karl Metcalf, Vice President of Iowa State Bank & Trust, recently graduated from the Graduate School of Banking at Colorado (GSBC), a 25-month banking school which provides management and leadership training for community-banking professionals. Metcalf finished among the top 10% of 164 graduates during the 68th Annual School Session, hosted July 15-27

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How to Tackle Student Loan Repayments

What they didn’t teach you in school, was how to pay for school. Many know what it’s like to look excitably into your direct deposit account or open that envelope on payday to only be dissatisfied by the large withdrawal that was taken towards your student loan debt. Confronting what seems like the impregnable wall

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Understanding the Psychology Behind Spending

The words “budget” and “exercise” can often be put in the same category—both are necessary for a healthy lifestyle but are far from fun. If you have trouble sticking to a budget, you’re not alone. There are some very powerful reasons why human beings feel compelled to spend money—and there are some things you can

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Using the Holidays to Teach Your Kids About Money

When fall hits, that means that the holidays are approaching. During these special occasions, kids are exposed to a different setting where they get gifts, large meals, cards, and more. That’s why Iowa State Bank of Fairfield believes that this time of the year is a great opportunity to teach your children about money. Below

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6 Ways to Save on Your Study Abroad

Are you or your child dreaming of learning of abroad, perhaps on the coasts of Spain, or the mountains of Italy? As a young adult now is a perfect time broaden those horizons, and explore new lands while continuing an education. Unfortunately, all of these great experiences don’t come for free! If you’re searching for

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Why Your Child’s Allowance Should be Tied to Their Chores

There are literally thousands of how-to’s and self-help books for parents, but truly the only real way to learn how to raise a child is to do it! Luckily our growing team of parents at Iowa State Bank have some true hands-on experience when it comes to upbringing and explaining money management to little ones.

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Saving for Tuition 18 Years in Advance

After you get to see those little eyes open, it’s like a whole new world has unfolded before you. When you’re elbows deep in changing diapers, cleaning up whoopsies, and trying to sleep more than four hours a night, the last thing on your mind is college savings. At Iowa State Bank we understand the

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Banking With Buch

I still remember buying my first home and the feeling I had in knowing it was mine. You wanted to make it look the best you could, decorate it with all the things you loved, and personalize it to reflect your personality. Besides that sense of pride in ownership, it was also a good investment.

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