Category: Budgeting

Red Flags to Look for on Your Credit Score

Everyone and their brother seems to be sharing the importance of checking your credit score, but once you have the information, how do you actually know what it means? At Iowa State Bank, we want you to not only have the information about your personal finances but be able to understand and act upon it

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Three Things to Look for in a Starter Home

If you’re in the market for your first home, congratulations! Becoming a homeowner is an exciting step on your financial journey. At Iowa State Bank, our dedicated mortgage lenders are here to help you find the best financing option for your new home. Remember to stop in and secure a pre-approval letter before you start

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7 Items Worth the Splurge

When you make your savings plan, you often don’t think about the things you should spend extra money on. While scrimping on other items such as groceries or kids clothes could help you in the long run, there are some expenditures that could cost you in the future if you don’t pony up for the

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Water Your Lawn & Your Wallet Too

If you’d like to grow your landscape and your finances this season, Iowa State Bank has the perfect tips for you! To jumpstart this warmer weather, we’re excited to share our top tips and tricks to maintaining a healthy lawn and garden without digging to deep into your budget: Seed your lawn early on. Get

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The Best Financial Quotes and How to Use Them

There are endless famous quotes amongst Facebook newsfeeds and Reddit threads, however, time and time again people seem to hold fast to their favored stand-bys. For topics ranging on everything from love to education, the wise words of others seem to implement a perspective in our lives that may be left vacant otherwise. To help

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How to Plan Spring Break on a Budget

Spring break is a magical time of the year when school is out, the beaches are calling, and wanderlust seems to finally hit at full force. Before you jet-set to your next destinations, make sure you’ve saved enough to enjoy this vacation, without the addition of debt. To help cut the costs, but not the fun,

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Student Loan PSA: What Student Debt Really Looks Like

Obtaining your secondary education can be a landmark goal on your journey to success. By opening up opportunities, and enhancing your capabilities, the study of a discipline gives you the skills you need to conquer your future ambitions. More often than not, student loans offer a helpful supplement when financing this experience. However, many students

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Can You Really Save on Travel: True or False?

Checking numerous sites for the best deal can be labor-intensive, and potentially counterproductive. With many American travelers turning to vacation book sites and apps, Iowa State Bank is curious if they really save you money. After thorough research, we’ve discovered these four truths to successfully budgeting your next getaway: TRUE: Travel sites offer money-saving opportunities.

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Fix-Up Your Budget

HGTV’s latest hit show, Fixer Upper, has fans and home buyers looking for new ways to save and restore old homes. While Chip and Joanna have become experts in home renovation, they’re not too shabby when it comes to finances either. Using their home building skills and our banking knowledge we offer these top tips

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3 Questions to Ask Yourself Before You Buy

The holiday season is filled with glad tidings, seasonal dishes, family get togethers, AND seemingly endless expenses. Don’t let the price of the holidays bog you down. Keep the holiday spirit alive by spending your money wisely throughout the winter season. Instead of purchasing unwanted gifts that may end up back at the store, Iowa

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